I’m not sure what the owner setting are or what they are supposed to be on your server but it doesn’t sound like messing with that is a good idea. From your description it sounds like you changing the .htaccess files in my plugin, this would not help anyway, I was referring to the main .htaccess file in the root of your site, but please don’t make any changes to that file unless you know how to change it back.
I will need more specific info about the permissions on your server and the directory structure of your site to help you further. It would make it easier for me if I had direct access to your site. Please contact me directly to get more help: eli AT gotmls DOT net
Don’t post any sensitive data on the forum.